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North Port: (941) 429-8801

With hurricane season upon us, now is an essential time to assess or reassess individual risk for your home. If you reside in Florida, you live in a flood zone, and yearly hurricanes simply become part of your way of life. 

At the Moody Agency, we specialize in individual homeowners insurance, with hurricane and flood plan options to help protect your family from the dangers of the season. Today we would like to take a moment to highlight a few important and practical resources available to you on the web.  

The educational campaign Ready America outlines three essential steps to take in preparation for hurricanes or flooding:

1) Create an Emergency Supply Kit: Supply kits can either be bought as a package or assembled individually, to suit your personal needs. Essential items to include are fresh water, non-perishable foods, a battery- or hand-powered radio, first aid and other essential medical supplies, flashlights, and copies of your important documents such as prescriptions, personal identification, and tax records.

2) Have a Plan: When trouble hits and stress is at its highest, decision making can be greatly eased if you already know where you going and what you are doing. Make a family emergency plan, have an established evacuation plan, and prepare for telecommunication difficulties.

3) Stay Informed: Knowledge is power, especially when dealing with the forces of nature. Familiarize yourself with the warning systems in place, such as the NOAA Flood warnings, and be sure that you understand the five categories of the Saffir-Simpson Hurricane Scale. It is also wise to have an active knowledge of the established FEMA issued flood maps for your area, and to follow measured guidelines if you are unable to evacuate.

In the face of stormy weather, it is essential to know your flood and hurricane liabilities. To help you assess your situation, the government website Flood Smart has provided a flood risk tool to help you understand your property's flood risk: One-Step Flood Risk Profile

After decades of work with homeowners in Venice and across Southwest Florida, the Moody Agency is acclimatized to the trouble seasonal storms can cause, and we are here to help you navigate the rough weather. 

To discuss flood and hurricane insurance options and how these liabilities relate to your assets and individual homeowners policy, please contact the Moody Agency offices in Venice (941-493-1583), North Port (941-429-8801), or by emailing  or calling any of our personal agents: Moody Employee Directory.




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