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Home > Blog > The Basics Of Homeowner Insurance/ 1-2-3
TUESDAY, JUNE 28, 2016

The Basics Of Homeowner Insurance/ 1-2-3




  1. Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
  2. Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
  3. Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Flood damage is a very real concern in the Florida market. Maintenance related problems are the homeowner's responsibility. 

Please contact us at our Venice office at 941-493-1583 or North Port office at 941-429-8801 for any further information.  
Posted 12:52 PM

Tags: homeowners insurance, flood insurance
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